Products
Fast. Flexible. Funded.
Our private loan offering
Flexible Funding Solutions for Business Owners and Property Professionals
We specialise in short-term lending designed for self-employed individuals, SMEs, and property investors who need fast, adaptable finance.
Maximum LVR
Residential – 75%
Commercial – 65%
Vacant Land – 55%
Security Type
Residential, commercial, and vacant land
Loan Purpose
Purchase, refinance, working capital funding, or debt consolidation
Loan Amount
$250,000 – $40M
Loan Term
Up to 36 months
Business Lending
Maximum LVR
Up to 70%
Security Type
Residential, commercial, and vacant land
Loan Purpose
Refinance and Equity Release
Loan Amount
$250,000 – $40M
Loan Term
Up to 18 months
Residual Stock
Maximum LVR
Up to 70%
Security Type
Residential, commercial, and vacant land
Loan Purpose
Site acquisition and construction funding
Loan Amount
$500,000 – $20M
Loan Term
Up to 18 months
Development
Our process
From scenario to settlement, Equilibria Private is here at every step of the process.
1
Submit a scenario
2
Indicative offer issued
3
Application & upfront fees
4
Valuation
5
Credit due diligence
6
Formal approval
7
Settlement